What Is an ETF?

An Exchange Traded Fund (ETF) is a type of investment fund that holds a basket of assets—such as stocks, bonds, gold, or international securities—and trades on stock exchanges just like a regular share.

What Is the Repo Rate?

The Repo Rate (Repurchase Rate) is the interest rate at which the Reserve Bank of India (RBI) lends short-term money to commercial banks.

What Is Monetary Policy?

Monetary policy refers to the actions taken by the RBI to regulate:

Money supply (how much money circulates in the economy)

Interest rates (how expensive loans become)

1. Beware of Phishing Messages

Phishing is when attackers send fake emails, SMS, or WhatsApp messages pretending to be a bank, government office, courier service, or popular website.

How to protect yourself

In today’s digital-first world, your financial data is more vulnerable than ever. From online banking to digital wallets and UPI payments, everything depends on the safety of your personal information.

What is the SARFAESI Act?

The SARFAESI Act allows banks and financial institutions to:

Take possession of secured assets (like houses, land, vehicles)

Auction the property

What is CERSAI?

CERSAI stands for Central Registry of Securitisation Asset Reconstruction and Security Interest of India.

It is a centralized online registry created under the SARFAESI Act, 2002 to record:

The world of finance can feel overwhelming — from choosing the right bank account to understanding loans, credit cards, insurance, or investments.